ZIP profile

Banking access in ZIP 39095

Mississippi · Holmes MS. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 59.6825. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index59.6825
National pressure rank#913 of 20,307
National percentile94.2
State pressure rank#15 of 284
State percentile94.72
Weighted banking-desert geography58.90%
Weighted potential-desert geography1.56%
Population banking-desert exposure43.91%
Population potential-desert exposure1.48%
Allocated population5,873.29
Allocated population in banking deserts2,579.15

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic1.050.000.00%LIMITED
Asian non-Hispanic17.000.000.00%LIMITED
Black non-Hispanic4,762.862,129.0444.70%STANDARD
Residents with disabilities1,321.11581.2344.00%STANDARD
Hispanic18.865.4929.12%LIMITED
Older residents967.88365.8037.79%LIMITED
Other race non-Hispanic29.5129.51100.00%LIMITED
People of color4,836.642,164.0444.74%STANDARD
Two or more races non-Hispanic7.360.000.00%LIMITED
White non-Hispanic1,036.65415.1140.04%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →