ZIP profile

Banking access in ZIP 38641

Mississippi · DeSoto MS. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 83.0173. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index83.0173
National pressure rank#475 of 20,307
National percentile96.37
State pressure rank#6 of 284
State percentile97.89
Weighted banking-desert geography82.87%
Weighted potential-desert geography0.30%
Population banking-desert exposure80.60%
Population potential-desert exposure0.32%
Allocated population2,308.94
Allocated population in banking deserts1,861.04

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic2.702.70100.00%LIMITED
Asian non-Hispanic3.193.19100.00%LIMITED
Black non-Hispanic879.22756.9986.10%LIMITED
Residents with disabilities337.00254.4275.50%LIMITED
Hispanic194.01146.6075.56%LIMITED
Older residents282.74207.7973.49%LIMITED
Other race non-Hispanic5.015.01100.00%LIMITED
People of color1,092.64920.4584.24%STANDARD
Two or more races non-Hispanic8.515.9770.13%LIMITED
White non-Hispanic1,216.30940.5977.33%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →