ZIP profile

Banking access in ZIP 38456

Tennessee · Lawrence TN. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 5.3503. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index5.3503
National pressure rank#5,218 of 20,307
National percentile71.78
State pressure rank#188 of 471
State percentile59.66
Weighted banking-desert geography0.00%
Weighted potential-desert geography10.70%
Population banking-desert exposure0.00%
Population potential-desert exposure6.25%
Allocated population4,886.69
Allocated population in banking deserts0.00

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic31.270.000.00%LIMITED
Asian non-Hispanic1.470.000.00%LIMITED
Black non-Hispanic86.530.000.00%LIMITED
Residents with disabilities805.090.000.00%LIMITED
Hispanic91.870.000.00%LIMITED
Older residents661.640.000.00%LIMITED
Other race non-Hispanic0.690.000.00%LIMITED
People of color285.850.000.00%LIMITED
Two or more races non-Hispanic73.810.000.00%LIMITED
White non-Hispanic4,600.840.000.00%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →