ZIP profile

Banking access in ZIP 38391

Tennessee · Madison TN. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 97.6518. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index97.6518
National pressure rank#156 of 20,307
National percentile97.94
State pressure rank#5 of 471
State percentile98.73
Weighted banking-desert geography97.65%
Weighted potential-desert geography0.00%
Population banking-desert exposure97.63%
Population potential-desert exposure0.00%
Allocated population1,246.29
Allocated population in banking deserts1,216.76

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic2.532.53100.00%LIMITED
Asian non-Hispanic0.000.00UnavailableNOT_AVAILABLE
Black non-Hispanic399.87394.5998.68%LIMITED
Residents with disabilities191.50184.6696.43%LIMITED
Hispanic8.047.2790.37%LIMITED
Older residents230.77225.7297.82%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color429.20421.5098.21%LIMITED
Two or more races non-Hispanic18.7617.1191.20%LIMITED
White non-Hispanic817.09795.2697.33%LIMITED

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →