ZIP profile

Banking access in ZIP 38356

Tennessee · Madison TN. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 68.523. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index68.523
National pressure rank#716 of 20,307
National percentile95.17
State pressure rank#28 of 471
State percentile93.84
Weighted banking-desert geography68.52%
Weighted potential-desert geography0.00%
Population banking-desert exposure66.37%
Population potential-desert exposure0.00%
Allocated population2,364.80
Allocated population in banking deserts1,569.56

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic11.8011.1994.87%LIMITED
Asian non-Hispanic0.310.000.00%LIMITED
Black non-Hispanic623.10518.9983.29%LIMITED
Residents with disabilities478.25352.5273.71%LIMITED
Hispanic22.673.2614.40%LIMITED
Older residents550.34387.4970.41%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color729.61593.6081.36%LIMITED
Two or more races non-Hispanic71.7360.1583.85%LIMITED
White non-Hispanic1,635.19975.9659.69%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →