ZIP profile

Banking access in ZIP 38313

Tennessee · Madison TN. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 50.3714. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index50.3714
National pressure rank#1,207 of 20,307
National percentile92.75
State pressure rank#47 of 471
State percentile89.81
Weighted banking-desert geography50.37%
Weighted potential-desert geography0.00%
Population banking-desert exposure60.26%
Population potential-desert exposure0.00%
Allocated population3,017.66
Allocated population in banking deserts1,818.45

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.000.00UnavailableNOT_AVAILABLE
Asian non-Hispanic1.410.000.00%LIMITED
Black non-Hispanic111.5998.8588.59%LIMITED
Residents with disabilities532.58361.1767.81%LIMITED
Hispanic107.3472.1167.18%LIMITED
Older residents610.16413.3367.74%LIMITED
Other race non-Hispanic3.293.29100.00%LIMITED
People of color281.03219.3478.05%LIMITED
Two or more races non-Hispanic57.4045.0878.53%LIMITED
White non-Hispanic2,736.631,599.1158.43%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →