ZIP profile

Banking access in ZIP 38305

Tennessee · Madison TN. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 12.7048. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index12.7048
National pressure rank#3,977 of 20,307
National percentile77.94
State pressure rank#143 of 471
State percentile69.21
Weighted banking-desert geography12.70%
Weighted potential-desert geography0.00%
Population banking-desert exposure10.03%
Population potential-desert exposure0.00%
Allocated population50,052.22
Allocated population in banking deserts5,019.33

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic31.810.000.00%LIMITED
Asian non-Hispanic848.690.000.00%LIMITED
Black non-Hispanic14,877.90695.484.67%HIGH
Residents with disabilities6,489.29744.9411.48%HIGH
Hispanic2,512.57168.556.71%STANDARD
Older residents8,504.481,315.3815.47%HIGH
Other race non-Hispanic288.459.533.30%LIMITED
People of color19,708.06993.135.04%HIGH
Two or more races non-Hispanic1,148.64119.5810.41%STANDARD
White non-Hispanic30,344.164,026.2013.27%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →