ZIP profile

Banking access in ZIP 38122

Tennessee · Shelby TN. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 0.0151. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index0.0151
National pressure rank#7,717 of 20,307
National percentile58.93
State pressure rank#257 of 471
State percentile45.01
Weighted banking-desert geography0.02%
Weighted potential-desert geography0.00%
Population banking-desert exposure0.01%
Population potential-desert exposure0.00%
Allocated population25,910.25
Allocated population in banking deserts1.61

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.040.002.72%LIMITED
Asian non-Hispanic539.750.000.00%LIMITED
Black non-Hispanic4,824.061.540.03%STANDARD
Residents with disabilities3,231.200.370.01%STANDARD
Hispanic8,435.970.070.00%HIGH
Older residents3,151.930.320.01%STANDARD
Other race non-Hispanic160.360.000.00%LIMITED
People of color14,254.761.610.01%HIGH
Two or more races non-Hispanic271.030.000.00%LIMITED
White non-Hispanic11,655.490.000.00%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →