ZIP profile

Banking access in ZIP 38118

Tennessee · Shelby TN. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 15.5495. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index15.5495
National pressure rank#3,616 of 20,307
National percentile79.73
State pressure rank#129 of 471
State percentile72.19
Weighted banking-desert geography10.34%
Weighted potential-desert geography10.42%
Population banking-desert exposure12.75%
Population potential-desert exposure9.27%
Allocated population39,055.73
Allocated population in banking deserts4,981.36

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic17.000.000.00%LIMITED
Asian non-Hispanic519.970.000.00%LIMITED
Black non-Hispanic30,004.654,810.7816.03%HIGH
Residents with disabilities4,703.79679.3214.44%STANDARD
Hispanic6,016.747.930.13%HIGH
Older residents2,913.66544.4518.69%STANDARD
Other race non-Hispanic1.000.000.00%LIMITED
People of color36,879.324,877.2313.22%HIGH
Two or more races non-Hispanic319.9658.5118.29%LIMITED
White non-Hispanic2,176.41104.134.78%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →