ZIP profile

Banking access in ZIP 38116

Tennessee · Shelby TN. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 0.0778. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index0.0778
National pressure rank#7,534 of 20,307
National percentile60.03
State pressure rank#250 of 471
State percentile46.5
Weighted banking-desert geography0.08%
Weighted potential-desert geography0.00%
Population banking-desert exposure0.10%
Population potential-desert exposure0.00%
Allocated population41,349.84
Allocated population in banking deserts41.64

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic46.010.000.00%LIMITED
Asian non-Hispanic34.000.000.00%LIMITED
Black non-Hispanic38,285.2440.220.11%HIGH
Residents with disabilities5,001.885.680.11%HIGH
Hispanic721.320.070.01%LIMITED
Older residents5,310.134.550.09%HIGH
Other race non-Hispanic257.000.000.00%LIMITED
People of color39,715.7040.770.10%HIGH
Two or more races non-Hispanic362.130.490.14%LIMITED
White non-Hispanic1,634.130.870.05%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →