ZIP profile

Banking access in ZIP 38108

Tennessee · Shelby TN. Source year 2025.

Mixed financial access

The published Financial Access Pressure Index is 40.2174. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index40.2174
National pressure rank#1,899 of 20,307
National percentile88.24
State pressure rank#68 of 471
State percentile85.14
Weighted banking-desert geography23.45%
Weighted potential-desert geography33.53%
Population banking-desert exposure18.36%
Population potential-desert exposure24.53%
Allocated population17,469.90
Allocated population in banking deserts3,208.28

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic1.001.00100.00%LIMITED
Asian non-Hispanic196.99108.0654.86%LIMITED
Black non-Hispanic11,174.722,114.5718.92%HIGH
Residents with disabilities3,433.40565.8216.48%STANDARD
Hispanic2,928.70682.6823.31%STANDARD
Older residents2,450.40432.5417.65%STANDARD
Other race non-Hispanic18.460.000.00%LIMITED
People of color14,490.292,906.3120.06%HIGH
Two or more races non-Hispanic170.420.000.00%LIMITED
White non-Hispanic2,979.60301.9610.13%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →