ZIP profile

Banking access in ZIP 38106

Tennessee · Shelby TN. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 14.5338. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index14.5338
National pressure rank#3,744 of 20,307
National percentile79.1
State pressure rank#134 of 471
State percentile71.13
Weighted banking-desert geography0.00%
Weighted potential-desert geography29.07%
Population banking-desert exposure0.00%
Population potential-desert exposure34.67%
Allocated population23,807.01
Allocated population in banking deserts0.00

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic2.780.000.00%LIMITED
Asian non-Hispanic11.100.000.00%LIMITED
Black non-Hispanic22,691.470.000.00%HIGH
Residents with disabilities3,964.840.000.00%STANDARD
Hispanic354.410.000.00%LIMITED
Older residents4,443.400.000.00%STANDARD
Other race non-Hispanic7.890.000.00%LIMITED
People of color23,159.430.000.00%HIGH
Two or more races non-Hispanic85.770.000.00%LIMITED
White non-Hispanic647.580.000.00%LIMITED

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →