ZIP profile

Banking access in ZIP 38075

Tennessee · Hardeman TN. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 31.1075. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index31.1075
National pressure rank#2,374 of 20,307
National percentile85.89
State pressure rank#86 of 471
State percentile81.32
Weighted banking-desert geography31.11%
Weighted potential-desert geography0.00%
Population banking-desert exposure18.14%
Population potential-desert exposure0.00%
Allocated population5,901.40
Allocated population in banking deserts1,070.28

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic8.180.000.00%LIMITED
Asian non-Hispanic33.2618.8856.76%LIMITED
Black non-Hispanic2,805.52433.8215.46%STANDARD
Residents with disabilities937.32248.6826.53%LIMITED
Hispanic224.1413.335.95%LIMITED
Older residents750.94243.7132.45%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color3,185.94504.7715.84%STANDARD
Two or more races non-Hispanic108.0938.7435.84%LIMITED
White non-Hispanic2,715.46565.5120.83%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →