ZIP profile

Banking access in ZIP 38069

Tennessee · Haywood TN. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 95.0267. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index95.0267
National pressure rank#248 of 20,307
National percentile97.49
State pressure rank#8 of 471
State percentile98.09
Weighted banking-desert geography90.05%
Weighted potential-desert geography9.95%
Population banking-desert exposure90.17%
Population potential-desert exposure9.83%
Allocated population2,909.53
Allocated population in banking deserts2,623.40

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic1.981.98100.00%LIMITED
Asian non-Hispanic12.8710.7783.64%LIMITED
Black non-Hispanic1,221.441,087.1389.00%STANDARD
Residents with disabilities760.14713.9993.93%LIMITED
Hispanic30.8625.5882.86%LIMITED
Older residents680.01645.8094.97%LIMITED
Other race non-Hispanic13.970.000.00%LIMITED
People of color1,326.781,169.4988.14%STANDARD
Two or more races non-Hispanic45.6544.0496.48%LIMITED
White non-Hispanic1,582.751,453.9191.86%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →