ZIP profile

Banking access in ZIP 38052

Tennessee · Hardeman TN. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 1.6494. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index1.6494
National pressure rank#6,344 of 20,307
National percentile66.16
State pressure rank#220 of 471
State percentile52.87
Weighted banking-desert geography0.00%
Weighted potential-desert geography3.30%
Population banking-desert exposure0.00%
Population potential-desert exposure2.11%
Allocated population3,894.41
Allocated population in banking deserts0.00

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.550.000.00%LIMITED
Asian non-Hispanic107.010.000.00%LIMITED
Black non-Hispanic447.090.000.00%LIMITED
Residents with disabilities924.880.000.00%LIMITED
Hispanic99.400.000.00%LIMITED
Older residents822.770.000.00%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color680.950.000.00%LIMITED
Two or more races non-Hispanic26.890.000.00%LIMITED
White non-Hispanic3,213.460.000.00%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Metro association unavailable in this source. No city-level authority is included in this export.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →