ZIP profile

Banking access in ZIP 38040

Tennessee · Lauderdale TN. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 6.4892. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index6.4892
National pressure rank#4,977 of 20,307
National percentile72.97
State pressure rank#179 of 471
State percentile61.57
Weighted banking-desert geography0.00%
Weighted potential-desert geography12.98%
Population banking-desert exposure0.00%
Population potential-desert exposure10.45%
Allocated population4,836.98
Allocated population in banking deserts0.00

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic16.890.000.00%LIMITED
Asian non-Hispanic1.050.000.00%LIMITED
Black non-Hispanic732.330.000.00%LIMITED
Residents with disabilities1,065.830.000.00%STANDARD
Hispanic263.830.000.00%LIMITED
Older residents929.110.000.00%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color1,175.520.000.00%STANDARD
Two or more races non-Hispanic160.520.000.00%LIMITED
White non-Hispanic3,661.470.000.00%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →