ZIP profile

Banking access in ZIP 38023

Tennessee · Tipton TN. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 67.0352. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index67.0352
National pressure rank#749 of 20,307
National percentile95.01
State pressure rank#29 of 471
State percentile93.63
Weighted banking-desert geography67.04%
Weighted potential-desert geography0.00%
Population banking-desert exposure57.79%
Population potential-desert exposure0.00%
Allocated population5,578.99
Allocated population in banking deserts3,223.86

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic7.391.6221.88%LIMITED
Asian non-Hispanic70.0641.7159.53%LIMITED
Black non-Hispanic972.48740.7876.17%LIMITED
Residents with disabilities961.83593.2161.68%LIMITED
Hispanic190.4742.3422.23%LIMITED
Older residents888.53548.3061.71%LIMITED
Other race non-Hispanic17.901.478.21%LIMITED
People of color1,417.26952.9367.24%STANDARD
Two or more races non-Hispanic158.96125.0378.66%LIMITED
White non-Hispanic4,161.742,270.9254.57%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →