ZIP profile

Banking access in ZIP 38012

Tennessee · Haywood TN. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 0.0557. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index0.0557
National pressure rank#7,577 of 20,307
National percentile59.79
State pressure rank#253 of 471
State percentile45.86
Weighted banking-desert geography0.06%
Weighted potential-desert geography0.00%
Population banking-desert exposure0.05%
Population potential-desert exposure0.00%
Allocated population12,936.93
Allocated population in banking deserts6.98

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.000.00UnavailableNOT_AVAILABLE
Asian non-Hispanic0.030.03100.00%LIMITED
Black non-Hispanic7,157.873.120.04%HIGH
Residents with disabilities2,485.082.010.08%STANDARD
Hispanic678.700.070.01%LIMITED
Older residents2,209.601.800.08%STANDARD
Other race non-Hispanic26.200.000.00%LIMITED
People of color7,958.603.320.04%HIGH
Two or more races non-Hispanic89.800.110.12%LIMITED
White non-Hispanic4,978.333.660.07%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Metro association unavailable in this source. No city-level authority is included in this export.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →