ZIP profile

Banking access in ZIP 37872

Tennessee · Morgan TN. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 85.0721. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index85.0721
National pressure rank#431 of 20,307
National percentile96.59
State pressure rank#14 of 471
State percentile96.82
Weighted banking-desert geography85.07%
Weighted potential-desert geography0.00%
Population banking-desert exposure83.59%
Population potential-desert exposure0.00%
Allocated population1,976.91
Allocated population in banking deserts1,652.45

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic3.540.205.69%LIMITED
Asian non-Hispanic0.000.00UnavailableNOT_AVAILABLE
Black non-Hispanic2.982.98100.00%LIMITED
Residents with disabilities449.70364.6681.09%LIMITED
Hispanic67.5366.2398.09%LIMITED
Older residents424.27359.7984.80%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color96.8989.3592.22%LIMITED
Two or more races non-Hispanic22.8419.9387.27%LIMITED
White non-Hispanic1,880.021,563.0983.14%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →