ZIP profile

Banking access in ZIP 37145

Tennessee · Smith TN. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 75.7252. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index75.7252
National pressure rank#592 of 20,307
National percentile95.79
State pressure rank#20 of 471
State percentile95.54
Weighted banking-desert geography75.73%
Weighted potential-desert geography0.00%
Population banking-desert exposure80.87%
Population potential-desert exposure0.00%
Allocated population2,529.76
Allocated population in banking deserts2,045.88

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic11.9711.4996.00%LIMITED
Asian non-Hispanic0.000.00UnavailableNOT_AVAILABLE
Black non-Hispanic62.3553.1385.21%LIMITED
Residents with disabilities399.28285.7771.57%LIMITED
Hispanic159.90138.8286.81%LIMITED
Older residents437.34337.4777.16%LIMITED
Other race non-Hispanic10.5310.53100.00%LIMITED
People of color381.31337.9588.63%LIMITED
Two or more races non-Hispanic136.55123.9890.79%LIMITED
White non-Hispanic2,148.451,707.9379.50%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →