ZIP profile

Banking access in ZIP 37030

Tennessee · Smith TN. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 21.0783. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index21.0783
National pressure rank#3,091 of 20,307
National percentile82.34
State pressure rank#103 of 471
State percentile77.71
Weighted banking-desert geography21.08%
Weighted potential-desert geography0.00%
Population banking-desert exposure20.43%
Population potential-desert exposure0.00%
Allocated population7,680.90
Allocated population in banking deserts1,569.41

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic26.039.0334.70%LIMITED
Asian non-Hispanic14.293.7726.36%LIMITED
Black non-Hispanic248.6538.1115.33%LIMITED
Residents with disabilities1,391.82222.4115.98%STANDARD
Hispanic220.1099.0745.01%LIMITED
Older residents1,439.52257.1417.86%STANDARD
Other race non-Hispanic32.927.3722.39%LIMITED
People of color689.61247.3635.87%LIMITED
Two or more races non-Hispanic147.6190.0160.98%LIMITED
White non-Hispanic6,991.301,322.0418.91%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →