ZIP profile

Banking access in ZIP 36854

Alabama · Chambers AL. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 31.6932. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index31.6932
National pressure rank#2,343 of 20,307
National percentile86.04
State pressure rank#125 of 479
State percentile72.65
Weighted banking-desert geography31.51%
Weighted potential-desert geography0.37%
Population banking-desert exposure24.78%
Population potential-desert exposure0.23%
Allocated population15,126.38
Allocated population in banking deserts3,748.30

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic34.100.000.00%LIMITED
Asian non-Hispanic191.3612.436.50%LIMITED
Black non-Hispanic4,006.41299.817.48%STANDARD
Residents with disabilities2,865.18994.6034.71%STANDARD
Hispanic175.227.914.52%LIMITED
Older residents2,296.68582.4725.36%STANDARD
Other race non-Hispanic43.863.518.00%LIMITED
People of color4,606.28398.698.66%STANDARD
Two or more races non-Hispanic155.3375.0248.30%LIMITED
White non-Hispanic10,520.103,349.6131.84%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →