ZIP profile

Banking access in ZIP 36319

Alabama · Houston AL. Source year 2025.

Potential-desert dominant

The published Financial Access Pressure Index is 69.8002. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index69.8002
National pressure rank#694 of 20,307
National percentile95.28
State pressure rank#39 of 479
State percentile91.02
Weighted banking-desert geography41.08%
Weighted potential-desert geography57.45%
Population banking-desert exposure45.67%
Population potential-desert exposure48.79%
Allocated population2,336.72
Allocated population in banking deserts1,067.09

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic1.160.000.00%LIMITED
Asian non-Hispanic0.880.000.00%LIMITED
Black non-Hispanic238.5757.9624.29%LIMITED
Residents with disabilities489.32235.5548.14%LIMITED
Hispanic58.7948.9483.25%LIMITED
Older residents548.29267.2648.74%LIMITED
Other race non-Hispanic9.910.000.00%LIMITED
People of color341.04123.0036.07%LIMITED
Two or more races non-Hispanic31.7416.1050.72%LIMITED
White non-Hispanic1,995.68944.0947.31%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →