ZIP profile

Banking access in ZIP 36318

Alabama · Geneva AL. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 72.5458. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index72.5458
National pressure rank#652 of 20,307
National percentile95.49
State pressure rank#37 of 479
State percentile91.44
Weighted banking-desert geography71.78%
Weighted potential-desert geography1.53%
Population banking-desert exposure67.89%
Population potential-desert exposure2.75%
Allocated population1,203.62
Allocated population in banking deserts817.13

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic6.660.000.00%LIMITED
Asian non-Hispanic13.5211.5785.55%LIMITED
Black non-Hispanic100.0387.5087.47%LIMITED
Residents with disabilities217.15153.3770.63%LIMITED
Hispanic47.0728.2059.91%LIMITED
Older residents217.13146.0767.27%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color183.01132.3372.31%LIMITED
Two or more races non-Hispanic15.645.0632.36%LIMITED
White non-Hispanic1,020.61684.8067.10%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →