ZIP profile

Banking access in ZIP 36312

Alabama · Houston AL. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 7.5269. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index7.5269
National pressure rank#4,769 of 20,307
National percentile74.01
State pressure rank#216 of 479
State percentile53.65
Weighted banking-desert geography0.83%
Weighted potential-desert geography13.39%
Population banking-desert exposure0.35%
Population potential-desert exposure11.15%
Allocated population6,216.94
Allocated population in banking deserts21.68

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic6.310.000.00%LIMITED
Asian non-Hispanic14.190.000.00%LIMITED
Black non-Hispanic1,101.315.160.47%STANDARD
Residents with disabilities1,121.686.260.56%STANDARD
Hispanic140.430.210.15%LIMITED
Older residents1,269.624.220.33%STANDARD
Other race non-Hispanic6.890.000.00%LIMITED
People of color1,364.865.740.42%STANDARD
Two or more races non-Hispanic95.540.370.39%LIMITED
White non-Hispanic4,852.0815.940.33%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →