ZIP profile

Banking access in ZIP 36108

Alabama · Montgomery AL. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 19.9057. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index19.9057
National pressure rank#3,186 of 20,307
National percentile81.86
State pressure rank#165 of 479
State percentile64.3
Weighted banking-desert geography13.25%
Weighted potential-desert geography13.31%
Population banking-desert exposure18.34%
Population potential-desert exposure10.41%
Allocated population16,253.49
Allocated population in banking deserts2,981.00

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic27.957.0025.04%LIMITED
Asian non-Hispanic0.280.000.00%LIMITED
Black non-Hispanic13,585.461,102.008.11%HIGH
Residents with disabilities4,244.97841.0019.81%STANDARD
Hispanic759.05620.0081.68%LIMITED
Older residents3,281.22662.0020.18%STANDARD
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color14,599.341,825.0012.50%HIGH
Two or more races non-Hispanic226.5296.0042.38%LIMITED
White non-Hispanic1,654.161,156.0069.88%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →