ZIP profile

Banking access in ZIP 35640

Alabama · Morgan AL. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 21.0208. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index21.0208
National pressure rank#3,097 of 20,307
National percentile82.31
State pressure rank#161 of 479
State percentile65.14
Weighted banking-desert geography19.65%
Weighted potential-desert geography2.74%
Population banking-desert exposure15.87%
Population potential-desert exposure2.92%
Allocated population25,237.43
Allocated population in banking deserts4,005.06

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic30.3911.2036.85%LIMITED
Asian non-Hispanic367.0713.613.71%LIMITED
Black non-Hispanic1,149.88100.898.77%STANDARD
Residents with disabilities4,446.341,205.3127.11%STANDARD
Hispanic610.4992.3415.13%LIMITED
Older residents4,581.16813.6217.76%STANDARD
Other race non-Hispanic0.640.1625.50%LIMITED
People of color2,979.33234.907.88%STANDARD
Two or more races non-Hispanic770.2516.702.17%LIMITED
White non-Hispanic22,258.113,770.1616.94%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →