ZIP profile

Banking access in ZIP 35146

Alabama · St. Clair AL. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 36.8521. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index36.8521
National pressure rank#2,070 of 20,307
National percentile87.39
State pressure rank#113 of 479
State percentile75.16
Weighted banking-desert geography36.85%
Weighted potential-desert geography0.00%
Population banking-desert exposure30.21%
Population potential-desert exposure0.00%
Allocated population12,110.57
Allocated population in banking deserts3,658.49

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic20.013.0515.26%LIMITED
Asian non-Hispanic1.530.000.00%LIMITED
Black non-Hispanic1,127.18789.2770.02%STANDARD
Residents with disabilities1,641.77515.3531.39%STANDARD
Hispanic590.02260.3444.12%LIMITED
Older residents2,071.49451.5221.80%STANDARD
Other race non-Hispanic54.550.000.00%LIMITED
People of color2,066.261,128.0754.59%STANDARD
Two or more races non-Hispanic272.9775.4127.62%LIMITED
White non-Hispanic10,044.312,530.4125.19%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →