ZIP profile

Banking access in ZIP 35131

Alabama · St. Clair AL. Source year 2025.

Mixed financial access

The published Financial Access Pressure Index is 58.0032. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index58.0032
National pressure rank#957 of 20,307
National percentile93.98
State pressure rank#56 of 479
State percentile87.47
Weighted banking-desert geography36.12%
Weighted potential-desert geography43.77%
Population banking-desert exposure33.64%
Population potential-desert exposure41.73%
Allocated population3,710.77
Allocated population in banking deserts1,248.45

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic38.5637.2896.68%LIMITED
Asian non-Hispanic17.520.000.00%LIMITED
Black non-Hispanic164.5517.9210.89%LIMITED
Residents with disabilities783.55171.1321.84%LIMITED
Hispanic51.292.033.96%LIMITED
Older residents730.45290.8139.81%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color320.7557.2317.84%LIMITED
Two or more races non-Hispanic48.830.000.00%LIMITED
White non-Hispanic3,390.021,191.2235.14%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →