ZIP profile

Banking access in ZIP 35078

Alabama · Shelby AL. Source year 2025.

Potential-desert dominant

The published Financial Access Pressure Index is 40.049. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index40.049
National pressure rank#1,908 of 20,307
National percentile88.19
State pressure rank#99 of 479
State percentile78.08
Weighted banking-desert geography0.00%
Weighted potential-desert geography80.10%
Population banking-desert exposure0.00%
Population potential-desert exposure52.63%
Allocated population1,929.74
Allocated population in banking deserts0.00

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic6.540.000.00%LIMITED
Asian non-Hispanic0.930.000.00%LIMITED
Black non-Hispanic155.800.000.00%LIMITED
Residents with disabilities426.050.000.00%LIMITED
Hispanic23.770.000.00%LIMITED
Older residents372.450.000.00%LIMITED
Other race non-Hispanic0.120.000.00%LIMITED
People of color213.700.000.00%LIMITED
Two or more races non-Hispanic26.540.000.00%LIMITED
White non-Hispanic1,716.030.000.00%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →