ZIP profile

Banking access in ZIP 35054

Alabama · St. Clair AL. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 60.2222. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index60.2222
National pressure rank#894 of 20,307
National percentile94.3
State pressure rank#53 of 479
State percentile88.1
Weighted banking-desert geography60.22%
Weighted potential-desert geography0.00%
Population banking-desert exposure60.69%
Population potential-desert exposure0.00%
Allocated population3,989.12
Allocated population in banking deserts2,421.11

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic12.6912.69100.00%LIMITED
Asian non-Hispanic0.000.00UnavailableNOT_AVAILABLE
Black non-Hispanic226.1973.1632.35%LIMITED
Residents with disabilities530.81409.1277.07%LIMITED
Hispanic37.7820.1653.36%LIMITED
Older residents977.92709.9872.60%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color309.72112.7336.40%LIMITED
Two or more races non-Hispanic33.076.7220.32%LIMITED
White non-Hispanic3,679.392,308.3762.74%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →