ZIP profile

Banking access in ZIP 32738

Florida · Volusia FL. Source year 2025.

Mixed financial access

The published Financial Access Pressure Index is 51.1959. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index51.1959
National pressure rank#1,166 of 20,307
National percentile92.95
State pressure rank#65 of 979
State percentile92.75
Weighted banking-desert geography38.31%
Weighted potential-desert geography25.77%
Population banking-desert exposure28.53%
Population potential-desert exposure27.01%
Allocated population44,136.30
Allocated population in banking deserts12,590.44

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.010.01100.00%LIMITED
Asian non-Hispanic498.32133.7326.84%LIMITED
Black non-Hispanic5,248.941,772.5033.77%HIGH
Residents with disabilities6,235.341,815.0429.11%HIGH
Hispanic14,276.373,895.2727.28%HIGH
Older residents6,454.401,769.0827.41%HIGH
Other race non-Hispanic195.040.000.00%LIMITED
People of color21,186.895,925.5927.97%HIGH
Two or more races non-Hispanic960.21124.0912.92%LIMITED
White non-Hispanic22,949.426,664.8529.04%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →