ZIP profile

Banking access in ZIP 32578

Florida · Okaloosa FL. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 2.1574. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index2.1574
National pressure rank#6,121 of 20,307
National percentile67.28
State pressure rank#295 of 979
State percentile68.64
Weighted banking-desert geography2.16%
Weighted potential-desert geography0.00%
Population banking-desert exposure0.82%
Population potential-desert exposure0.00%
Allocated population31,085.44
Allocated population in banking deserts254.56

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic21.760.000.00%LIMITED
Asian non-Hispanic1,209.581.590.13%STANDARD
Black non-Hispanic1,731.689.900.57%STANDARD
Residents with disabilities3,785.3744.811.18%STANDARD
Hispanic1,910.8312.280.64%STANDARD
Older residents5,907.9658.921.00%HIGH
Other race non-Hispanic150.180.000.00%LIMITED
People of color6,456.0731.170.48%HIGH
Two or more races non-Hispanic1,343.037.390.55%STANDARD
White non-Hispanic24,629.38223.400.91%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →