ZIP profile

Banking access in ZIP 32536

Florida · Okaloosa FL. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 24.4203. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index24.4203
National pressure rank#2,829 of 20,307
National percentile83.64
State pressure rank#140 of 979
State percentile84.47
Weighted banking-desert geography24.42%
Weighted potential-desert geography0.00%
Population banking-desert exposure15.22%
Population potential-desert exposure0.00%
Allocated population23,529.40
Allocated population in banking deserts3,580.00

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic16.150.000.00%LIMITED
Asian non-Hispanic415.08180.0043.37%LIMITED
Black non-Hispanic3,468.80135.003.89%STANDARD
Residents with disabilities4,031.48318.157.89%STANDARD
Hispanic1,993.72362.0018.16%STANDARD
Older residents2,516.99231.009.18%STANDARD
Other race non-Hispanic15.300.000.00%LIMITED
People of color6,935.90871.0012.56%HIGH
Two or more races non-Hispanic986.98194.0019.66%LIMITED
White non-Hispanic16,593.502,709.0016.33%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →