ZIP profile

Banking access in ZIP 32439

Florida · Walton FL. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 33.5229. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index33.5229
National pressure rank#2,250 of 20,307
National percentile86.5
State pressure rank#109 of 979
State percentile87.64
Weighted banking-desert geography33.52%
Weighted potential-desert geography0.00%
Population banking-desert exposure18.69%
Population potential-desert exposure0.00%
Allocated population10,610.59
Allocated population in banking deserts1,983.44

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic119.060.000.00%LIMITED
Asian non-Hispanic153.4512.418.09%LIMITED
Black non-Hispanic231.7677.1033.27%LIMITED
Residents with disabilities1,877.42349.1718.60%STANDARD
Hispanic1,147.9395.728.34%STANDARD
Older residents1,957.30459.0823.45%STANDARD
Other race non-Hispanic11.630.000.00%LIMITED
People of color2,302.29242.8310.55%STANDARD
Two or more races non-Hispanic638.4657.619.02%LIMITED
White non-Hispanic8,308.291,740.6020.95%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →