ZIP profile

Banking access in ZIP 32438

Florida · Bay FL. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 100.0. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index100.0
National pressure rank#1 of 20,307
National percentile98.7
State pressure rank#1 of 979
State percentile100.0
Weighted banking-desert geography100.00%
Weighted potential-desert geography0.00%
Population banking-desert exposure100.00%
Population potential-desert exposure0.00%
Allocated population4,227.55
Allocated population in banking deserts4,227.55

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic15.0115.01100.00%LIMITED
Asian non-Hispanic0.490.49100.00%LIMITED
Black non-Hispanic48.9848.98100.00%LIMITED
Residents with disabilities1,178.871,178.87100.00%STANDARD
Hispanic166.12166.12100.00%LIMITED
Older residents575.28575.28100.00%LIMITED
Other race non-Hispanic0.020.02100.00%LIMITED
People of color268.64268.64100.00%LIMITED
Two or more races non-Hispanic37.7537.75100.00%LIMITED
White non-Hispanic3,958.913,958.91100.00%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →