ZIP profile

Banking access in ZIP 32413

Florida · Bay FL. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 9.4136. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index9.4136
National pressure rank#4,444 of 20,307
National percentile75.62
State pressure rank#231 of 979
State percentile75.18
Weighted banking-desert geography6.42%
Weighted potential-desert geography5.99%
Population banking-desert exposure13.26%
Population potential-desert exposure8.32%
Allocated population14,865.79
Allocated population in banking deserts1,970.51

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic52.319.7018.54%LIMITED
Asian non-Hispanic475.3440.408.50%LIMITED
Black non-Hispanic285.120.000.00%LIMITED
Residents with disabilities2,877.16459.5315.97%STANDARD
Hispanic684.9968.6910.03%LIMITED
Older residents3,236.59232.737.19%STANDARD
Other race non-Hispanic45.255.2511.61%LIMITED
People of color1,940.28143.847.41%STANDARD
Two or more races non-Hispanic397.2719.804.98%LIMITED
White non-Hispanic12,925.511,826.6714.13%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →