ZIP profile

Banking access in ZIP 32409

Florida · Bay FL. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 37.5638. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index37.5638
National pressure rank#2,038 of 20,307
National percentile87.55
State pressure rank#98 of 979
State percentile88.76
Weighted banking-desert geography25.20%
Weighted potential-desert geography24.73%
Population banking-desert exposure35.35%
Population potential-desert exposure23.32%
Allocated population7,548.66
Allocated population in banking deserts2,668.75

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic33.1313.1339.64%LIMITED
Asian non-Hispanic88.5654.7261.79%LIMITED
Black non-Hispanic3.230.000.00%LIMITED
Residents with disabilities1,931.96622.3632.21%STANDARD
Hispanic323.5193.0328.76%LIMITED
Older residents1,404.99315.1922.43%STANDARD
Other race non-Hispanic7.117.11100.00%LIMITED
People of color642.07194.8130.34%LIMITED
Two or more races non-Hispanic186.5226.8114.38%LIMITED
White non-Hispanic6,906.592,473.9435.82%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →