ZIP profile

Banking access in ZIP 32401

Florida · Bay FL. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 7.0283. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index7.0283
National pressure rank#4,866 of 20,307
National percentile73.53
State pressure rank#255 of 979
State percentile72.73
Weighted banking-desert geography0.00%
Weighted potential-desert geography14.06%
Population banking-desert exposure0.00%
Population potential-desert exposure6.79%
Allocated population22,244.93
Allocated population in banking deserts0.00

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic38.060.000.00%LIMITED
Asian non-Hispanic434.600.000.00%LIMITED
Black non-Hispanic5,828.820.000.00%HIGH
Residents with disabilities5,393.190.000.00%HIGH
Hispanic1,481.530.000.00%STANDARD
Older residents4,133.590.000.00%STANDARD
Other race non-Hispanic197.750.000.00%LIMITED
People of color8,928.630.000.00%HIGH
Two or more races non-Hispanic895.900.000.00%LIMITED
White non-Hispanic13,316.290.000.00%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →