ZIP profile

Banking access in ZIP 31831

Georgia · Harris GA. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 84.8641. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index84.8641
National pressure rank#435 of 20,307
National percentile96.57
State pressure rank#27 of 612
State percentile94.44
Weighted banking-desert geography78.04%
Weighted potential-desert geography13.64%
Population banking-desert exposure86.71%
Population potential-desert exposure8.24%
Allocated population3,749.18
Allocated population in banking deserts3,250.88

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.970.5455.57%LIMITED
Asian non-Hispanic18.9615.1479.86%LIMITED
Black non-Hispanic921.21617.5667.04%LIMITED
Residents with disabilities734.11645.9287.99%LIMITED
Hispanic53.9349.6992.13%LIMITED
Older residents789.69677.1585.75%LIMITED
Other race non-Hispanic3.210.000.00%LIMITED
People of color1,105.66784.3570.94%STANDARD
Two or more races non-Hispanic106.33100.3894.40%LIMITED
White non-Hispanic2,643.522,466.5293.30%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →