ZIP profile

Banking access in ZIP 31827

Georgia · Talbot GA. Source year 2025.

Potential-desert dominant

The published Financial Access Pressure Index is 51.2543. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index51.2543
National pressure rank#1,161 of 20,307
National percentile92.97
State pressure rank#67 of 612
State percentile87.91
Weighted banking-desert geography3.45%
Weighted potential-desert geography95.62%
Population banking-desert exposure2.42%
Population potential-desert exposure96.62%
Allocated population1,984.72
Allocated population in banking deserts48.12

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic1.680.000.00%LIMITED
Asian non-Hispanic14.270.000.00%LIMITED
Black non-Hispanic1,393.9925.741.85%STANDARD
Residents with disabilities341.2511.523.38%LIMITED
Hispanic7.020.060.85%LIMITED
Older residents447.0814.363.21%LIMITED
Other race non-Hispanic19.920.000.00%LIMITED
People of color1,446.6425.981.80%STANDARD
Two or more races non-Hispanic9.760.181.84%LIMITED
White non-Hispanic538.0822.144.12%LIMITED

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →