ZIP profile

Banking access in ZIP 31820

Georgia · Muscogee GA. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 48.7845. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index48.7845
National pressure rank#1,396 of 20,307
National percentile90.72
State pressure rank#76 of 612
State percentile86.11
Weighted banking-desert geography48.78%
Weighted potential-desert geography0.00%
Population banking-desert exposure62.83%
Population potential-desert exposure0.00%
Allocated population11,935.57
Allocated population in banking deserts7,499.47

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic87.293.413.90%LIMITED
Asian non-Hispanic322.45130.7640.55%LIMITED
Black non-Hispanic2,741.261,658.3360.50%STANDARD
Residents with disabilities1,569.51902.6657.51%STANDARD
Hispanic934.70537.7857.53%LIMITED
Older residents1,446.78948.3765.55%STANDARD
Other race non-Hispanic0.220.000.00%LIMITED
People of color4,770.442,785.6558.39%STANDARD
Two or more races non-Hispanic614.05384.9162.68%LIMITED
White non-Hispanic7,165.134,713.8165.79%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →