ZIP profile

Banking access in ZIP 31636

Georgia · Lowndes GA. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 52.085. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index52.085
National pressure rank#1,130 of 20,307
National percentile93.13
State pressure rank#63 of 612
State percentile88.56
Weighted banking-desert geography52.09%
Weighted potential-desert geography0.00%
Population banking-desert exposure40.59%
Population potential-desert exposure0.00%
Allocated population9,858.09
Allocated population in banking deserts4,001.10

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic68.5024.6936.05%LIMITED
Asian non-Hispanic118.6720.0316.88%LIMITED
Black non-Hispanic882.96161.3818.28%LIMITED
Residents with disabilities1,367.85478.2734.97%STANDARD
Hispanic1,535.401,054.9768.71%STANDARD
Older residents1,531.89508.4033.19%STANDARD
Other race non-Hispanic4.404.40100.00%LIMITED
People of color3,202.041,553.2048.51%STANDARD
Two or more races non-Hispanic592.12287.7348.59%LIMITED
White non-Hispanic6,656.052,447.9036.78%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →