ZIP profile

Banking access in ZIP 31329

Georgia · Effingham GA. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 12.8891. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index12.8891
National pressure rank#3,955 of 20,307
National percentile78.06
State pressure rank#203 of 612
State percentile65.36
Weighted banking-desert geography12.89%
Weighted potential-desert geography0.00%
Population banking-desert exposure12.70%
Population potential-desert exposure0.00%
Allocated population10,382.68
Allocated population in banking deserts1,318.71

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic56.737.7313.63%LIMITED
Asian non-Hispanic32.995.1615.63%LIMITED
Black non-Hispanic2,333.88142.156.09%STANDARD
Residents with disabilities1,344.44144.2610.73%STANDARD
Hispanic179.730.000.00%LIMITED
Older residents1,276.34147.3011.54%STANDARD
Other race non-Hispanic6.821.4721.59%LIMITED
People of color2,950.26239.008.10%STANDARD
Two or more races non-Hispanic325.7382.4925.32%LIMITED
White non-Hispanic7,432.421,079.7214.53%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →