ZIP profile

Banking access in ZIP 31049

Georgia · Johnson GA. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 84.1102. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index84.1102
National pressure rank#453 of 20,307
National percentile96.48
State pressure rank#28 of 612
State percentile94.28
Weighted banking-desert geography83.77%
Weighted potential-desert geography0.67%
Population banking-desert exposure81.12%
Population potential-desert exposure0.48%
Allocated population1,762.70
Allocated population in banking deserts1,429.89

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.020.000.00%LIMITED
Asian non-Hispanic0.640.64100.00%LIMITED
Black non-Hispanic299.6269.7423.28%LIMITED
Residents with disabilities332.92240.2772.17%LIMITED
Hispanic86.8885.5098.41%LIMITED
Older residents308.02265.4886.19%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color410.84169.9441.36%LIMITED
Two or more races non-Hispanic23.6914.0659.37%LIMITED
White non-Hispanic1,351.861,259.9593.20%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →