ZIP profile

Banking access in ZIP 31020

Georgia · Twiggs GA. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 90.0933. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index90.0933
National pressure rank#347 of 20,307
National percentile97.0
State pressure rank#19 of 612
State percentile95.75
Weighted banking-desert geography81.50%
Weighted potential-desert geography17.20%
Population banking-desert exposure87.09%
Population potential-desert exposure12.10%
Allocated population2,029.88
Allocated population in banking deserts1,767.78

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic7.517.51100.00%LIMITED
Asian non-Hispanic2.622.5296.24%LIMITED
Black non-Hispanic869.42694.8479.92%LIMITED
Residents with disabilities340.99291.3885.45%LIMITED
Hispanic38.3337.1296.83%LIMITED
Older residents437.17372.5385.21%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color942.17764.5181.14%LIMITED
Two or more races non-Hispanic24.2922.5192.70%LIMITED
White non-Hispanic1,087.711,003.2792.24%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →