ZIP profile

Banking access in ZIP 31002

Georgia · Johnson GA. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 87.7226. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index87.7226
National pressure rank#387 of 20,307
National percentile96.8
State pressure rank#24 of 612
State percentile94.93
Weighted banking-desert geography81.04%
Weighted potential-desert geography13.37%
Population banking-desert exposure77.26%
Population potential-desert exposure13.22%
Allocated population2,847.05
Allocated population in banking deserts2,199.62

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.000.00UnavailableNOT_AVAILABLE
Asian non-Hispanic4.104.10100.00%LIMITED
Black non-Hispanic189.27125.3966.25%LIMITED
Residents with disabilities430.61337.5478.39%LIMITED
Hispanic118.5486.1172.64%LIMITED
Older residents538.55412.6576.62%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color335.84234.2769.76%LIMITED
Two or more races non-Hispanic23.9318.6778.02%LIMITED
White non-Hispanic2,511.211,965.3578.26%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →