ZIP profile

Banking access in ZIP 28786

North Carolina · Haywood NC. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 0.0257. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index0.0257
National pressure rank#7,677 of 20,307
National percentile59.18
State pressure rank#413 of 639
State percentile33.49
Weighted banking-desert geography0.03%
Weighted potential-desert geography0.00%
Population banking-desert exposure0.02%
Population potential-desert exposure0.00%
Allocated population19,866.61
Allocated population in banking deserts3.91

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic240.960.010.00%LIMITED
Asian non-Hispanic148.770.020.01%LIMITED
Black non-Hispanic309.030.040.01%LIMITED
Residents with disabilities3,615.500.620.02%STANDARD
Hispanic571.870.120.02%LIMITED
Older residents5,259.631.390.03%HIGH
Other race non-Hispanic44.720.000.00%LIMITED
People of color1,663.020.200.01%STANDARD
Two or more races non-Hispanic347.670.010.00%LIMITED
White non-Hispanic18,203.593.710.02%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →