ZIP profile

Banking access in ZIP 28785

North Carolina · Haywood NC. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 51.4323. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index51.4323
National pressure rank#1,158 of 20,307
National percentile92.99
State pressure rank#78 of 639
State percentile86.38
Weighted banking-desert geography51.43%
Weighted potential-desert geography0.00%
Population banking-desert exposure63.34%
Population potential-desert exposure0.00%
Allocated population7,096.09
Allocated population in banking deserts4,494.37

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic5.560.000.00%LIMITED
Asian non-Hispanic0.540.000.00%LIMITED
Black non-Hispanic0.650.000.00%LIMITED
Residents with disabilities1,091.21642.5158.88%STANDARD
Hispanic336.51108.0532.11%LIMITED
Older residents1,750.711,027.5658.69%STANDARD
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color462.92226.2548.87%LIMITED
Two or more races non-Hispanic119.67118.2098.77%LIMITED
White non-Hispanic6,633.174,268.1264.35%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →