ZIP profile

Banking access in ZIP 28778

North Carolina · Buncombe NC. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 0.0432. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index0.0432
National pressure rank#7,614 of 20,307
National percentile59.58
State pressure rank#411 of 639
State percentile33.8
Weighted banking-desert geography0.00%
Weighted potential-desert geography0.09%
Population banking-desert exposure0.00%
Population potential-desert exposure0.08%
Allocated population10,622.53
Allocated population in banking deserts0.00

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic45.170.000.00%LIMITED
Asian non-Hispanic7.810.000.00%LIMITED
Black non-Hispanic348.070.000.00%LIMITED
Residents with disabilities2,471.630.000.00%STANDARD
Hispanic879.380.000.00%LIMITED
Older residents2,105.720.000.00%STANDARD
Other race non-Hispanic2.040.000.00%LIMITED
People of color1,332.720.000.00%STANDARD
Two or more races non-Hispanic46.900.000.00%LIMITED
White non-Hispanic9,289.820.000.00%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →